Purchase + Renovation + Holding + Financing + Selling Costs vs ARV
Profit margin · Annualized ROI · 70% rule
Flip Financials
Currency:
Purchase Price
$
Acquisition cost of the property
Renovation Cost
$
Materials + labor for renovation
Holding Costs
$
Taxes, insurance, utilities during flip
After Repair Value (ARV)
$
Expected sale price after renovation
Financing Cost
$
Hard money interest + loan fees (optional)
Selling Costs
$
Agent commission ~5–6% of ARV + closing costs AUTO
Project Duration
months
From purchase to sale – used for annualized ROI
Total Cost
—
All expenses combined
Net Profit
—
ARV − Total Cost
ROI (Total)
—
Return on total cost
Annualized ROI
—
Per year equivalent
70% Rule Max Offer
—
ARV × 0.70 − Renovation Cost
This flip is projected at a loss. Review your numbers carefully before proceeding.
Your purchase price exceeds the 70% rule maximum. This deal may not leave enough margin for profit.
Tax note: This calculator shows pre‑tax profit. Flipping profits are typically taxed as short‑term capital gains (ordinary income rates). Selling costs are auto‑suggested at 6% of ARV — adjust to match your actual agent commission and closing costs. Always consult a tax advisor.
Cost Breakdown
Purchase + Renovation
—
Holding costs
—
Financing cost
—
Selling costs
—
Net profit (ARV − Total Cost)
—
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